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Privacy Policy

Last Updated: July 26, 2026

At myutils.me, we take your privacy and the security of your highly sensitive financial data with the utmost seriousness. This Privacy Policy explains how we collect, use, protect, and manage your personal and financial information when you use our platform. By utilizing our services, you consent to the data practices described in this document.

1. Information We Collect

When you register and use the services provided by myutils.me, we securely collect the following types of information to provide you with a fully functional dashboard:

  • Account Details: Your name, email address, phone number, and authentication records to secure your account.
  • Portal Credentials: The Permanent Account Number (PAN) and the corresponding official tax portal password that you provide to enable automated data fetching.
  • Tax and Financial Data: Information fetched directly from the official tax portal on your behalf. This includes your Income Tax Returns (ITR) filing history, refund statuses, profile data, and demographic information registered on the official portal.
  • Technical Data: Basic usage data, IP addresses, and diagnostic information necessary to keep the platform running smoothly and securely.

2. How We Use Your Information

The primary purpose of collecting your information is to automate the retrieval of your tax records and present them in a clean, organized, and exportable dashboard.

We use your provided credentials strictly to securely log into the official tax portal on your behalf. We do not use your financial data for internal marketing, proprietary financial analysis, or any other commercial purposes. Your data is yours; we simply build the tools to help you manage it.

3. Data Security and Encryption

3.1 Secure Storage: We employ industry-standard, enterprise-grade cryptographic algorithms to encrypt your tax portal passwords and critical credentials before they are stored in our databases.

3.2 Secure Transmissions: All communications between your device, our servers, and the official tax portal occur over highly secure encrypted channels to ensure your data is safe from interception.

3.3 While we work tirelessly to protect your data, it is important to remember that no method of transmission over the internet or electronic storage is entirely foolproof.

4. Sharing of Information

We do not sell, rent, or lease your personal data or financial records to third parties.

We will only share your information in the following limited circumstances:

  • With trusted third-party service providers (such as secure cloud hosting platforms) who strictly assist us in operating our application and maintaining its infrastructure.
  • If required to do so by law, or in response to valid requests by public authorities (e.g., a court or a government agency).

5. Managing and Deleting Your Data

You have full control over the profiles connected to your account. If you wish to stop syncing a specific PAN, you can delete the profile directly from your dashboard at any time.

Upon initiating a profile deletion, our platform will immediately halt any background syncing operations associated with that profile, and the data will be removed from your active dashboard view.

6. Policy Updates

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any changes by updating the "Last Updated" date at the top of this policy.